In today’s litigious environment, claims against industrial companies are inevitable, and off-the-shelf solutions to manage liability risks are too often inadequate. In the high-risk manufacturing sector, where large-dollar claims are common, small to middle-market companies struggle to find experienced partners capable of providing targeted risk control and effective techniques to lower loss results and reduce […]
Our clients often ask us for tips and advice on what to do after a loss that affects their home. Here’s an excellent article, written by Shaun Murphy of Pablo Beach insurance for the Safeco Insurance blog, on some do’s and don’t’s of filing a homeowners insurance claim: 5 Do’s and Don’ts of Filing a […]
As with many industries, it feels like ours as independent insurance agents is constantly under attack, especially by new technology. It feels like no matter what you’re listening to or watching, you are going to be faced with many commercials about insurance, many of which are companies that tell you to do it yourself. Basically, […]
For residents of the East Coast, the winter of 2014-15 served up some of the snowiest and coldest conditions on record. For insurance companies, this was also one of the costliest seasons on record – more costly in fact than Superstorm Sandy. The majority of homeowners’ losses were the result of ice dams and frozen […]
When it comes to making plans for the future, you may have already given thought to how you would like to distribute your assets after something happen s to you. Perhaps you’ve even written a will. But many legal and tax advisers caution their clients against using a will alone to distribute assets after death. Here […]
There is no such thing as a summer without a backyard grill shared with family, friends, and neighbors. Make sure that your get-together this summer is memorable for being a fun event by paying close attention to safety. Thousands of accidents occur every year, ranging from painful burns to fire damage, simply because homeowners fail […]
“But if he is hit by a civil lawsuit relating to the crash on February 7, he could face losing millions of dollars – and may even experience financial ruin due to his ‘low’ insurance coverage, it is claimed.” The quote above is from a U.K. Daily Mail article referring to a famous, multi-millionaire celebrity […]
Starting a small business could mean achieving your lifelong goal – but that dream may quickly vanish if your business lacks proper protection against disasters and risks. Here are some of the most common issues for which you should prepare at the same time as planning the opening of your business. Insurance Concerns for a […]
When your house is also your workplace, homeowner’s or renter’s insurance is often not enough to cover you against all eventualities. For instance, such policies will not provide you with liability coverage if a person is injured while visiting your home on a business matter and will only cover equipment and inventory losses up to […]
Much like you should insure your jewelry separately from your standard contents, it can be a good idea to purchase coverage for other valuables. Unfortunately, it is often less obvious what to insure – in the case of jewelry, you know that pieces such as engagement rings, wedding bands, and family heirlooms need to be […]
