A Negative Online Review Can Leave You Vulnerable to Liability
Everyone today is connected in some way to social media. It can be by Facebook, Yelp, email or other internet outlets. When you write something, you leave your fingerprint for everyone to see. If you go to a restaurant, dentist, daycare or other business and have a bad experience, you might think of writing a bad review on the company’s Facebook page or Yelp. If you decide to do this, it is important to exercise caution about how you word your experience as recent cases have shown you can be sued for libel – even if you think the review was justified. This can be a very frightening situation and how on earth can you afford to pay attorney fees? What do you do?
If you have the right coverage on your homeowners insurance, you likely have protection for these personal offenses such as libel, slander or defamation of character. If you receive a lawsuit, you need to contact your homeowners insurance claim’s department right away. The claims department will defend you and pay for damages up to certain limits on your policy. If you want to be extra cautious, you can get an umbrella insurance policy that would give you coverage above and beyond your homeowners policy for attorney fees and any damages awarded. It is important to understand your home or renters insurance.
If you have questions about one of these policies, call the insurance agents at George A. Bell & Son. George A. Bell & Son, Inc. is a full service property and casualty, independent insurance agency serving New York, New Jersey, Connecticut and various other states. Founded in 1880 as Bell Brothers Fire Insurance, we continue to be a family owned agency, with the fifth and sixth generations currently continuing the legacy of what those brothers started. We value ourselves on quality insurance, top notch customer service, and a focus on making sure our clients get the best value for their money.